If you have a credit inquiry on your credit report that you believe is
inaccurate, you can dispute it with the credit reporting agency that issued the report. Here's how to do it: 1. Obtain a copy of your credit report from one or more of the major credit reporting agencies: Equifax You can obtain a free copy of your credit report from Equifax one per year. 2. Review your credit report carefully and identify the inquiry that you wish to dispute. 3. Contact the credit reporting agency that issued the report and inform them that you wish to dispute the inquiry. You can do this online, by phone, or by mail. 4. Provide the credit reporting agency with any evidence you have that supports your dispute. For example, if you did not authorise the inquiry, provide documentation showing that you did not apply for credit with the company that made the inquiry. 5. The credit reporting agency will investigate your dispute and notify you of the results. If the inquiry is found to be inaccurate, it will be removed from your credit report. It's important to note that legitimate credit inquiries will remain on your credit report for two years, and they can affect your credit score. However, multiple inquiries within a short period of time for things like mortgage or auto loans are usually grouped together and only count as one inquiry. Trusted Credit Repair LawyersConsidering a credit repair company!
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