FIRST STEP HOMES - Creating Opportunity for Homeownership
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No Deposit Homes

No Guarantor Required
First Step Homes turbocharges your deposit game —
​let’s make that homeownership dream funky and real! 🚀🏡✨

Our rockstar specialists are here to groove you through what can sometimes feel like a tricky maze. 🎸🎤
With us in your corner, you’ll be struttin’ with confidence, makin’ every move based on a solid, responsible vibe — knowing you’re jammin’ to the right beat for your situation. 🚀✨

START HERE TO QUALIFY TODAY!

🚀 Unlock Your Home Dreams: The Deposit Gap Groove! 🎉
Need a little extra fuel to get your new home? No worries — we can hook you up with a Deposit Gap Loan through First Step Homes! 🚀✨
It’s not just for your 5% deposit — it covers all those sneaky costs too: stamp duty, legal fees, bank and government charges, and more.

Thinking about your savings? You might want to keep some tucked away for emergencies or future investments.
If you’re selling another property to buy your new one, timing can be tricky — the cash from the sale might not arrive in time for that deposit deadline. Or maybe your savings are better off working for you elsewhere, or you haven't quite saved enough yet.

To get this loan, you’ll need to show you can handle both a personal loan and your mortgage payments — basically, you gotta be able to service the lot.

We’ve got your back — making the home-buying hustle smoother and more doable!


Criteria: 
Good income over $180,000 inclusive of tax - ex super 
Good Clean Credit with a Equifax score of 650 -Get your free report: ​​https://registration.my.equifax.com.au/eligibility-reason
Australian/NZ Citizen or Permanent Residence
Renting through an Agent/On-site Manager - showing good conduct through the rental period
START HERE TO QUALIFY TODAY!
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WANT IT.

DREAM IT.
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​LOVE IT.

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LOVE WHERE YOU LIVE!

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First Step Homes 4U & First Step Personal Loans
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Incorporated since 2003
Australian Credit Lic 395028 (Micro Deposit Lender)
ABN 98 105 701 997
First Step Homes © Copyright 2025 |   All Rights Reserved 
  • First Step Homes
  • No Deposit Solutions
  • Personal Loans
  • Contact Us
  • Financial Health Check
  • Real Estate
  • SMSF Stocklist