FIRST STEP HOMES - Creating Opportunity for Homeownership
  • First Step Homes
  • No Deposit Solutions
  • Personal Loans
  • Privacy Agreement
  • Contact Us
  • Financial Health Check
  • Real Estate
  • Test
No Deposit Required!
Whether you need a deposit for building or purchasing an existing home,
​ First Step Homes is here to help you to stop renting today!
🎉 Yo, future homeowner! Wanna slide into that dream pad but don’t got the stash for a chunky deposit? No sweat! The Deposit Gap Loan is here to turn your homeownership dreams into reality, no matter if you’re a rookie or a repeat player. 🏠✨

High rollers with fat paychecks but empty piggy banks? This loan’s got your back! Because saving up for a down payment can be a total buzzkill, especially when property prices are doing the moonwalk. 🚀🌕

Say peace out to deposit worries — with the Deposit Gap Loan, you’re one step closer to living the home sweet home life. It’s like a VIP pass to the property party! 🎉🎈

But hold up — there’s a personal loan involved for the deposit and other home-buying jazz, so make sure you’re playing it smart and know all the moves before jumping in.
💡😉

Starting the Home ownership Process!

 CREDIT  ​IMPAIRED
​SOLUTIONS
DEPOSIT 
HOUSE & LAND ​
DEPOSIT 
EXISTING HOME
PERSONAL LOAN ANY WORTH WHILE CAUSE

want it.
 
dream it.
​
​love it.

START HERE TO QUALIFY TODAY!

🎉🚧 ​It’s time to crank up the dream and make it real — no more wishin’, just doin’! 🎶✨
Yeah, the road to your new pad can get a little wild and twisty, but that’s where we come in — your funky, fearless guide with the moves and the groove to keep you on track.

Decades of experience? We got it. Smooth talkin’ mortgage magic? We’ve got that too.
From the first hello to the moment you’re struttin’ in with those keys—boom! — we’re by your side, jammin’ through every step of the build and finance game.

First Step Homes ain’t just a name — it’s your ticket to the coolest crib in town. Let’s make it happen, superstar!
🌟🏡🔥

Picture
Picture
Picture
Picture
Picture
Picture

First Step Homes Finance

Picture
IMPROVING YOUR CREDIT SCORE!
WHAT DO I NEED TO QUALIFY!

Combined Household Income over $140,000 (inc Tax) more in some areas of Australia
Clean Credit History
Australian/New Zealand Permanent Resident or Citizen
Must be Employed


Knowing how much you can borrow is important to making that commitments to purchase your new home. 
​We will help you to manage your finance to achieving your new home. You can then be confident to start choosing your home that you will be proud of. For many Australians dreaming of their own home are still renting because it can take years to save a deposit. The First Home Owners Grant will take this pressure off as this will assist you towards your deposit.

START HERE TO QUALIFY TODAY!
Picture

Whatever the size!
Whatever the Style!
Whatever the Facade!


​First Step Homes  is here to help you to achieve homeownership.

​Our builder's are here to bring to life the home you

and your family have ever wanted.

All home are totally turn-key and ready to move into. ​
GET INTO YOUR 
OWN HOME SOONER 
SPEAK TO THE EXPERTS ABOUT YOUR OPTIONS
Start Here Qualify Today!


First Step Homes
​We are here to help you find your DREAM!
START HERE TO QUALIFY TODAY!
First Step Homes Inc. Pty Ltd t/as
First Step Homes 4U & First Step Personal Loans

Incorporated since 2003
Australian Credit Lic 395028 (Micro Deposit Lender)
ABN 98 105 701 997
First Step Homes © Copyright 2025 |   All Rights Reserved 
  • First Step Homes
  • No Deposit Solutions
  • Personal Loans
  • Privacy Agreement
  • Contact Us
  • Financial Health Check
  • Real Estate
  • Test