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FIRST STEP HOMES COMPLAINTS POLICY

At First Step Homes  we strive to deliver fair, transparent, and responsible financial services.  However, we recognise that from time, our customers may experience issues or feel dissatisfied.  We encourage you to raise your complaints , it gives us an opportunity to listen, improve, and make things right.

HOW YOU CAN MAKE A COMPLAINT

You can lodge a complaint using one of the following methods:

Email: [email protected]
Phone: 0409784002 
Online: https://www.firststephomes4u.com.au/contact-us.html

If you'd prefer someone else to speak on your behalf (such as a legal representative or financial counsellor), please let us know in writing so we can work directly with them. 

OUR COMPLAINT PROCESS

Once we receive your complaint:
  • We’ll confirm receipt of your complaint within one business day.
  • We’ll carefully review the issue and get in touch if we need more details.
  • Our goal is to provide a full response within:
    • 30 calendar days for most matters, or
    • 21 calendar days if your complaint is credit-related involving default notices, a financial hardship notice, or a request for postponement of enforcement proceedings.
If we are unable to meet these timeframes, we will explain why and provide an update on expected resolution timeframes. You will also be advised of your right to take the matter further if you're not satisfied.

IF YOU NEED ADDITIONAL SUPPORT

We understand that some customers may need extra assistance when dealing with us. If you're facing challenges due to illness, language barriers, disability, financial difficulties, or personal circumstances, please tell us. We can adjust our communication to suit your needs.
Our priority is to ensure everyone can access our complaints process fairly.
IF WE CANNOT RESOLVE YOUR COMPLAINT

If you are not satisfied with how we have handled your complaint or the outcome we have provided, you have the right to take the matter to the Australian Financial Complaints Authority (AFCA), which offers a free, independent dispute resolution service.
AFCA Contact Information

Website: www.afca.org.au
Phone: 1800 931 678 (free call)
Email: [email protected]
Mail: Australian Financial Complaints Authority, GPO Box 3,  Melbourne VIC 3001

​YOUR PRIVACY


We take your privacy seriously. All information provided as part of your complaint will be handled in accordance with our Privacy Policy.



First Step Homes Inc. Pty Ltd t/as
First Step Homes 4U & First Step Personal Loans
Privacy Agreement
Complaints Policy

Incorporated since 2003
Australian Credit Lic 395028 (Micro Deposit Lender)
ABN 98 105 701 997
First Step Homes © Copyright 2025 |   All Rights Reserved 
  • First Step Homes
  • No Deposit Solutions
  • Personal Loans
  • Contact Us
  • Financial Health Check
  • Real Estate
  • SMSF Stocklist